$1,450 SSI Payments in August 2025 – Eligibility, Payment Dates & More

The Supplemental Security Income (SSI) program continues to provide crucial support to millions of low-income Americans who are elderly, blind, or disabled. With the 2.5% Cost-of-Living Adjustment (COLA) in place for 2025, the SSI payment amounts have been increased to help beneficiaries keep pace with inflation.

For August 2025, eligible couples can expect to receive up to $1,450 in SSI payments, a welcome financial support during rising living costs. Here’s everything you need to know about eligibility, how payments are calculated, and when you’ll get your money.

Rates

SSI payments are calculated based on federal guidelines and updated annually with a COLA increase. For 2025, the new maximum SSI monthly amounts are:

Recipient Type	Monthly SSI (2025)
Eligible Individual	$967
Eligible Couple	$1,450
Essential Person	$484

These numbers reflect a 2.5% increase from the 2024 figures. For example, an individual who received $11,321.49 in 2024 will now receive $11,604.53 annually in 2025, broken down as $967 per month.

Formula

Each year, SSI payment amounts are recalculated using a consistent method:

1. The current year’s unrounded annual amount is increased by the COLA.
2. The total is divided by 12 months.
3. The amount is rounded down to the nearest dollar.

For example, a couple’s 2024 total of $16,980.36 becomes $17,404.87 in 2025, divided monthly to give $1,450.

Eligibility

To qualify for the full $1,450 SSI payment in August 2025 as a couple, you must meet the following criteria:

• Be a U.S. citizen or eligible non-citizen
• Be age 65 or older, blind, or have a qualifying disability
• Have limited income and financial resources (less than $3,000 for couples)
• Submit an SSI application and receive approval from the Social Security Administration

Both members of the couple must qualify for SSI to receive the full amount.

Reductions

Not everyone gets the full SSI amount. If you or your spouse have other sources of income, your SSI benefits may be reduced.

Example: If a couple is eligible for $1,450 but earns some income, that income is considered “countable” and reduces your monthly benefit. Without any outside income, both spouses would receive $725 each.

State Help

Many states offer additional assistance to supplement the federal SSI payment. This extra payment is known as a State Supplement, and the amount varies by state.

For example:

• California and New York offer higher supplements than many other states.
• These additions can increase the monthly total beyond the standard federal limit.

If you live in one of these states, check with your local Social Security office to see how much extra you might receive.

Dates

SSI payments are made on the first day of each month unless that day falls on a weekend or holiday. For August 2025, the scheduled date is:

• Friday, August 1, 2025

If you are already receiving SSI and your eligibility is active, your payment will be deposited or mailed on this date. If you’re a new applicant and your claim is still processing, your payment may come later.

Method

There are three ways to receive your SSI payments:

1. Direct Deposit – Fast and secure; money goes directly to your bank account.
2. Direct Express® Card – A debit card issued for those without a bank account.
3. Paper Check – Less common and slower; may be used in special cases only.

SSA encourages all recipients to enroll in Direct Deposit to avoid delays.

If you haven’t enrolled yet, visit ssa.gov or your local SSA office to update your payment method.

The $1,450 SSI payment in August 2025 is a much-needed boost for couples living on fixed incomes. As inflation continues to affect day-to-day life, this adjustment ensures a bit more breathing room. But it’s important to check your eligibility, review your income, and stay informed about any updates to the program.

If you haven’t yet applied or need to change your information, act early to ensure you don’t miss out.

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